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Planning ahead, understanding your rights – and the limitations of an FSA – can be a handful. Here are our four steps to maximize your returns and eliminate your chance of leaving money on the table come the end of the year.
- Schedule your first cleaning of the year in the first quarter of each year.
- Should you need a follow up procedure, be sure to schedule it soon after your initial consultation with your dentist.
- Speak with your dentist about procedures that may require wait times in between the work, so you can plan accordingly. Sometimes, it may make sense to straddle your visit across two years to fully realize your dental benefits.
- Know what’s deductible. IRS Publication 502 can serve as a good guide, as can a visit to WageWorks, which offers a searchable index of deductible items.
With the year quickly racing by, you’ll want to use it before you lose it. There is nothing worse than tossing away your hard-earned income.